SBA CAPITAL ARCHITECTURE – BROKERED SOLUTIONS
Connecting Businesses to Strategic Financial Resources Through Trusted Partners
We serve as brokers referring you to structured institutional lending programs designed to accelerate growth, secure commercial real estate, and strengthen working capital. We do not lend or offer financial advice, but partner exclusively with trusted banking and lending institutions.
SBA 7(a) Loans
We refer you to this flagship program offering up to $5M in financing with SBA maximum exposure up to $4M for working capital and debt consolidation through our lending partners.
- Maximum loan amount: $5,000,000
- Terms up to 10-25 years
- Up to 85% federal guarantee
CDC / 504 Loans
Access long-term, fixed-rate financing via our banking partners, structured to purchase, build, or modernize owner-occupied commercial real estate and heavy equipment.
- Financing up to $5,500,000
- Fixed rates for 10, 20, 25 years
- Down payments as low as 10%
SBA CAPLines
Referencing revolving credit facilities designed to finance short-term operational expenses, payroll spikes, and fulfillment contract commitments, offered through our lending partners.
- Credit lines up to $5,000,000
- Maturities up to 10 years
- Asset-based revolving liquidity
SBA Express
This expedited financing pathway provides accelerated underwriting within 36 hours for urgent capital needs, accessed through our trusted banking partners.
- Capital up to $500,000
- 36-hour approval window
- Flexible collateral options
STRUCTURED CAPITAL & FINANCING BROKERAGE
Connecting You to Tailored Lending Solutions
As a broker, we connect you with trusted banking and lending partners offering flexible loan options designed to fit your unique financial goals. We do not provide loans or financial advice directly.
- Predictable amortisation structures from our lending partners with no hidden fees
- Access to dedicated personal credit advisors through our partner banks for smooth underwriting
- Rapid eligibility decisions via streamlined digital processes with our partners
Transparent underwriting by partners • Zero early repayment penalties
Expert Brokerage Connecting You to Trusted Banking Partners
Every lending package is sourced to support sustainable liquidity without burdensome constraints, relying on our partners’ proven underwriting standards.
STRATEGIC CASH MANAGEMENT
Financial Solutions Brokerage
Relay Bank is a trusted broker connecting businesses to banking and lending partners. We do not provide loans or financial advice but offer no monthly fees, up to 20 checking accounts, Profit First features, automated savings, and seamless integrations with QuickBooks, Xero, and Gusto. It’s an ideal solution for businesses seeking structured clarity and fiscal discipline.
- Zero monthly maintenance fees or restrictive balance floors
- Up to 20 individual business accounts for Profit First allocation
- Real-time two-way synchronization with QuickBooks, Xero, and Gusto
- Automated percentage-based savings and expense rule distribution
FDIC insurance up to $2,500,000 applies directly to accounts through our banking partners, including Thread Bank, Member FDIC.
ENTERPRISE CASH ARCHITECTURE
Automated Profit First Reserves
We act as brokers connecting you to trusted banking and lending partners who help allocate incoming capital into designated operational and tax accounts. Our technology supports native synchronization to keep your books accurate without manual spreadsheet updates.
STRATEGIC KNOWLEDGE & BROKERAGE RESOURCES
Resources to Support Your Business and Connect You to Trusted Partners
Practical instruments, capital structure analyses, and institutional benchmarks tailored for decisive commercial growth. As a broker, we connect you only with trusted banking and lending partners; we do not provide lending or financial advice.
Cash Flow Forecasting
Dynamic working capital templates and liquidity projection models structured for mid-market scale. We act solely as a broker, referring you exclusively to our lending and banking partners, without offering loans or financial advice directly.
Debt Financing Guide (Brokerage & Referral Only)
Institutional frameworks for evaluating senior debt facilities, covenant terms, and repayment strategies. Note that we are a brokerage firm referring clients to financial institutions; we do not issue loans or act as financial advisors.
Valuation Metrics
Sector-specific EBITDA multiples, enterprise valuation drivers, and readiness scoring tools. We operate strictly as a broker, directing clients to banking and lending partners, and do not provide lending or advisory services ourselves.
Audit & Compliance Resources (Brokerage Services)
Essential governance audits, regulatory reporting calendars, and fiscal risk checklists. Please note, we serve as brokers referring you to lenders and banks without offering loans or financial advice.
ABOUT US
Connecting You to Trusted Banking and Lending Partners
Your success is our priority. As a broker, we connect you exclusively to trusted banking and lending partners, delivering exceptional customer service and reliable financial guidance for every stage of life.
From capital deployment to structured portfolio advisory, our team combines institution-grade diligence with attentive, personalised execution. We refer clients solely to banking and lending partners and do not provide direct lending or financial advisory services.
Institutional Pillars
Our operations are founded on strict risk mitigation, full fee transparency, and disciplined financial stewardship while acting strictly as a broker without providing loans or financial advice.
- Audited compliance and institutional security safeguards
- Fast referral process with decisions in under 48 hours
- Dedicated senior advisor for coordinating lending partnerships
- Transparent structures with no hidden fees
STRATEGIC PARTNERSHIP
Why Choose Us
We act solely as your broker, connecting you to trusted banking and lending partners while providing proactive check-ins and personalized support throughout your lending journey.
Proactive Stewardship
Through continuous portfolio surveillance and quarterly reviews, we help you adapt your capital strategy in collaboration with our banking and lending partners.
Institutional Precision
Our broker services include engineered underwriting and transparent covenant structures, supported by dedicated advisory—while referral to financial institutions ensures objective lending solutions.
KEY PERFORMANCE BENCHMARKS
Measurable Results Backed by Capital Precision
$450M+
Financed to growing enterprises
99.2%
Client advisory retention rate
"As a brokerage firm, we design tailored lending structures by partnering with financial institutions to reduce cash flow friction and provide leadership with the certainty to accelerate initiatives."
OUR EXPERTISE
Broker Expertise Connecting You to Strategic Financial Partners
We serve as a trusted broker connecting you to banking and lending partners, providing access to tailored financial solutions. While we do not lend or provide financial advice ourselves, our specialized advisory team aligns institutional capital to support your strategic goals.
- Customized commercial underwriting referrals aligned with revenue cycles
- Facilitated risk modeling through trusted institutional balance sheet partners
- Flexible covenant frameworks designed for sustained operational independence
Institutional Framework
Our underwriting team works to identify suitable institutional partners, using conservative risk metrics and agile capital allocation to assist your enterprise’s financial growth. We do not offer lending or financial advice directly.
INSTITUTIONAL-GRADE ADVISORY
Business Solutions
Powerful Business Solutions, Connected to Trusted Banking and Lending Partners. We are a broker dedicated to referring clients to established financial institutions, engineering capital deployment strategies, structured credit facilities, and liquidity frameworks designed to protect balance sheet integrity and fuel sustainable commercial growth.
- Bespoke debt underwriting structured around measurable operating cashflows, facilitated via partner financial institutions
- Direct coordination with tier-one commercial banking networks through our brokerage services
- Accelerated capital releases managed by risk-adjusted covenants in collaboration with lending partners
PORTFOLIO STABILITY
Pragmatic Underwriting
We evaluate financing options with careful consideration of market cycles. As a broker, we connect you to trusted banking and lending partners who offer predictable amortization schedules and flexible revolving credit solutions—empowering your leadership to make confident decisions.
TRANSPARENCY & CLARITY
Frequently Asked Questions
Common Business & Finance Questions And Answers: clear, disciplined guidance as a broker referring you to trusted banking and lending partners. We are not lenders or financial advisors.
Have a custom scenario or multi-entity structuring inquiry? As a broker, we connect you with banking and lending partners for dedicated portfolio reviews.
What loan structures and credit facilities are available?
We connect you to banking and lending partners offering commercial debt, revolving credit facilities, equipment financing, and expansion loans. We facilitate access based on your cash flows and balance sheet strength but do not provide loans directly.
What are the primary eligibility and financial benchmarks?
Eligibility is assessed by our lending partners using historical revenue stability, verified operational longevity, and debt-service coverage ratio (DSCR) metrics. We refer you to these experts but do not make lending decisions.
How quickly can underwriting and funding be completed?
Preliminary assessments and funding timelines are managed by our lending partners. We help facilitate document submission and communication, but underwriting and funding are conducted solely by those institutions.
Are early repayment or balance reduction penalties applied?
Terms including prepayment penalties are established and managed by your lender. We provide transparent information and referrals only, without offering lending commitments or financial advice.
Can capital structures be modified as operations expand?
Capital structure modifications are handled by your lenders through periodic covenant reviews. We facilitate discussions and referrals but do not directly alter financing terms or structures.
Contact Us
© CBC Capital Partners 2026 All Rights Reserved. We are a broker and do not provide loans or financial advice. We connect you only with our trusted banking and lending partners. Broker of Institutional Commercial Lending Solutions: we connect you with trusted banking and lending partners.
DISCIPLINED CAPITAL MANAGEMENT
Prudent Capital Structuring & Strategic Financing
As a broker, we connect growing enterprises with trusted banking and lending partners to create tailored debt facilities, structured credit, and risk-managed liquidity solutions. Our role is strictly referral-based; we do not lend or provide financial advice. Our partners offer the dependable runway required to scale with absolute confidence, supported by rigorous analytical governance.
- Brokerage of custom debt syndication and balance-sheet optimisation
- Facilitation of underwriting with transparent covenant frameworks by lending partners
- Referral to partners for accelerated capital disbursement with dedicated institutional support
We act strictly as a broker—connecting you to trusted banking and lending partners under institutional governance, with direct committee access and clear, transparent terms.
